It is always the skipper who has full responsibility for the yacht. We invest a lot of time and effort to provide you with a well maintained top notch yacht. Any charter party renting after you has the right for the same quality. Hence, you will certainly understand that this means that any damages or losses caused by you need to be paid for. In general, you will need to discuss damage costs with our base manager at check-out.
Having said that, we of course insure our yachts. For details please check the question “Is the yacht insured?”. If you still do not feel well enough protected you can of course also take out a skipper insurance on your own.